Get Your Home Loan Approved With The

Best Rates

Mint Money specialises in securing home loans for even the toughest cases. Our trusted mortgage brokers will ensure you get the best rates available.

Accredited mortgage broker of:

The Path To Securing A Home Loan Can Be Riddled With Challenges.

Acquiring a home loan in Australia can be a complex and challenging process. As an aspiring homeowner, you may encounter several obstacles that can make it difficult to secure the loan you need.

Strict Lending Criteria

Banks and lenders have strict lending criteria in place to ensure responsible lending practices. They assess borrowers’ financial positions, creditworthiness, and ability to repay the loan. Meeting these criteria can be challenging, especially for first-time buyers or those with limited credit history.

Credit History and Rating

Your credit history and credit score play a crucial role in the loan application process. A poor credit history or low credit score can make it challenging to secure a home loan or result in higher interest rates.

Self-Employed or Non-Traditional Income

If you’re a business owner or have non-traditional income sources such as freelance work or investments, proving your income stability and meeting lenders’ requirements can pose challenges. Documentation and proof of income may be more rigorous in these cases.

Property Market Conditions

Property market conditions, including rising property prices and fluctuating interest rates, can impact your ability to secure a home loan. In competitive markets, properties may be subject to multiple offers, requiring fast and competitive financing options and informed decisions.

We Clear Your Path Of Hurdles To Help You Get Your Dream Home.

Our team of dedicated mortgage brokers at Mint Money will help you navigate the complexities of the loan application process. We can provide expert advice and support to address challenges to get you the best loan possible.

Tailor-Made Solutions

We understand that each borrower has unique circumstances and goals. Our mortgage brokers will work closely with you to understand your specific needs and financial position to provide personalised loan solutions that suit you.

Wide Range of Lenders

Unlike traditional banks that offer a limited range of loan options, we have access to a wide network of reputable lenders. This gives you more choices for rates, fees, and other loan terms.

Smoother Loan Process

We streamline the loan process by reducing the burden of documentation and administration typically required by traditional lenders. This saves you time and eliminates the stress involved in comparisons and paperwork, allowing you to focus on finding your ideal home.

Greater Chance of Approval

We have a proven track record of helping customers obtain home loans, even in challenging circumstances such as low deposits or less-than-perfect credit scores.

You’re In Good Company

Real stories of homeowners who found success with Mint Money’s mortgage solutions

Megan

NORTH ROTHBURY

"I could not recommend Johnny and his team at Mint Money highly enough. We had a hell of a time finalising our first home loan, no question too silly and nothing was too hard. They're communication and attention to detail is second to none and I would not hesitate in recommending Mint Money to anyone who asks. We look forward to continuing to deal with them in the future."

Julie

ELIZABETH BAY

"To Johnny and the Mint Money Team - thank you for making it so easy, your knowledge of the different loans in the marketplace and helping me through the paperwork maze was impressive. Your service from start to finish was exemplary and you made me feel like I was your only customer. I can’t thank you enough for reducing the paperwork and I would definitely recommend Mint Money to anyone looking for a loan."

Janyon

REDFERN

"We thought it would be impossible to get a mortgage, much less get a decent rate, but Johnny and his team got us both! Johnny is a knowledgeable guide through the process and went the extra mile to ensure our settlement terms were met on time. Furthermore, I appreciated the fact that my calls and emails were always answered or returned promptly and we were kept updated throughout the process, which was reassuring during such a stressful time."

George

CLIFTON HILL

"From start to finish Mint Money has been incredible. They are so professional and understanding of my needs. Johnny and the team were always there to chat if I needed and explained everything so clearly. They were able to get us a loan that we didn't think we would be able to and buy our house. The paperwork was quick and easy and stress free. I can't recommend these brokers more and have already recommended them to a few friends. Thank you so much!"

Mark

LITTLE BAY

"We have been working with Johnny for just over a year, and he has been brilliant. He helped us with refinancing and two new mortgages and also numerous “what-if” scenarios. He works tirelessly and is always at the end of the phone when we need help and advice. He is very thorough and always ensures he not only gets us the best deal, but most importantly that the product suits our needs. We would recommend Johnny if you are looking for a broker who always puts you first, where nothing is ever a hassle and who knows all the products and options available."

Ben

MOUNT ANNA

"We have been clients of Johnny Sukkar & Mint Money for over 12 months and have been extremely impressed by the service that Johnny has provided. Regardless of our needs or the nature of our questions Johnny has gone out of his way to provide objective advice. His communication has been exceptional and he has endeavoured to keep us appraised at every point in the home loan process Johnny has always been available to assist us in the purchase of our new home and I would highly recommend his services to anyone seeking to engage the assistance of a financial advisor. We certainly would not hesitate to engage Johnny and Mint Money in the future."

DIY vs. Mint Money:
A Comparison for Getting a Mortgage

Obtaining a mortgage is a significant financial decision, and you may be considering a do-it-yourself (DIY) approach to save costs or have more control over the process. While DIY may seem tempting, partnering with Mint Money offers several advantages that can make a significant difference in your mortgage experience. Let’s compare:

DIY

Numerous choices - some obvious, some vague, some legitimate, some unaccredited
Time-consuming research, stressful second-guessing
Fine print uncertainty
How do you know who to believe?
Unforeseen fees and charges, and all sorts of nasty conditions

With Mint Money

A full understanding of your options - we’ll present and explain all factors and variables. Our advice could save you thousands.
Say goodbye to paperwork and spending time trying to make sense of it all - we’ll handle everything from start to finish.
No surprises - we make sure you know all the details.
We’re not aligned with a specific loan provider. Our advice will always be in your best interest.
We provide free loan advice. It’s lenders who pay us to administer and manage mortgages on their behalf. We’re completely transparent with no hidden costs or commissions.

BEST OPTION

Our Home Loans Are Designed For All Stages Of Life

We understand that the journey of homeownership is not one-size-fits-all. Whether you’re a first home buyer, looking for your next home, or considering property investment, we have tailored home loan solutions designed to meet your specific needs. Our goal is to support you at every stage of life’s journey.

Let’s Get You Your Dream Home.

Free expert and unbiased advice to get you the best loan rate you could possibly get.

Get Your Home Loan Approved With The

Best Rates