Fresh Tip 1

Sydney, Friday 24th July 2015

When your bank drops rates, to get ahead and pay off your loan sooner,
don’t drop your repayment.

Structure your loans correctly today with tomorrow in mind. Getting it right today can avoid adverse tax ramifications later and give you the option to decide what path you follow to financial freedom.

Don’t just seek finance, seek credit advice.

Introduce your broker to your accountant & financial planner. That way you have a team of independent advisors working for your benefit.

Understand the difference between good and bad debt. More on that in this checklist.

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Use a credit card with an offset account to maximise your offsetting potential, saving you more.

Seeking certainty on your repayments? Consider a fixed loan or fixing part of your loan to lock in your repayment.